3 “Gotchas” Lenders Use to Extract Money from Consumers
Lenders want to make a profit. Where does their profit come from? It comes from you: the consumer. While most of a lender’s revenue is
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Lenders want to make a profit. Where does their profit come from? It comes from you: the consumer. While most of a lender’s revenue is
Making good use of your Grace Period is an easy way to save money on your credit cards. Your Grace Period lets you not pay
How to Avoid “Award Displacement” When you win College Scholarships It’s clear that many students in the U.S. rely on scholarship awards to attain an
In the first quarter of 2020, Americans owed over $1.6 trillion in student loans. This figure was about $500 billion in 2007. It might be
For some, getting into credit card debt is a heck of a lot more fun than getting out of it. Others face emergency situations that
With so many credit cards available, it’s not surprising that careful thought is required to decide on the best card to choose. Many folks, especially
Let’s read 7 hidden credit debt credit pitfalls to avoid.Simply put, your credit is absolutely vital for your financial future. Having a good FICO credit
If you have a credit card you no longer use, you might want to close the account and chuck the card. For instance, if your
Student loan forgiveness, discharge or cancellation means that you are no longer required to repay some or all of your loans. Forgiveness and cancellation are
Making payments on a federal student loan in the time of coronavirus may be impossible for millions of borrowers who suddenly find themselves without a
Get out of debt, boost your savings, make a plan & stick to it. Empathize helps you get rid of loan & credit card debt, fast
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